Ripple Will Rewire the Entire Banking System

Your next paycheck could travel the globe faster than a text—Ripple says it's rewiring the banks for good. From Vegas keynotes to kitchen-table math, Brad Garlinghouse and David Schwartz lay out how On-Demand liquidity could slash remittance costs from 7% to less than 1%, freeing billions now trapped in pre-funded accounts. Imagine rent, tuition, even a last-minute $300 family rescue landing in seconds, not days, while Swift’s medieval rails watch from the sidelines. But Ripple’s quest isn’t a cage match—Garlinghouse urges collaboration, teasing a Ripple-Cardano bridge and peace offerings to Bitcoiners, all while dodging SEC mozzies and onboarding banks like Santander. Want front-row access as pipes go wireless? Smash that subscribe for more in-depth crypto breakdowns and dive into our free Discord below. #XRP #Ripple #cryptonews 🔗 Free 𝗗𝗶𝘀𝗰𝗼𝗿𝗱 (Learn more about Crypto): 👉 https://discord.gg/cheekycrypto 🧠 This is a community for educational discussion only. 🚫 No financial advice is provided. 👨‍💼 Admins and moderators are not licensed financial professionals. ----------------------------------------------------------------- 🎥 OUR YOUTUBE CHANNELS 🔹 Follow Cheeky Crypto Trading 𝗼𝗻 YouTube: / @CheekyCryptoTrading 🔹 Follow Cheeky Crypto Education 𝗼𝗻 YouTube: / @CheekyCryptoEducation 🔹 Follow Cheeky Crypto Trading 𝗼𝗻 YouTube: / @Cheeky_Crypto_Unfiltered ----------------------------------------------------------------- 📱 FOLLOW US ON SOCIAL MEDIA 🐦 Follow us 𝗼𝗻 𝗫: / cheekycrypto 📘 Follow us 𝗼𝗻 𝐅𝐚𝐜𝐞𝐛𝐨𝐨𝐤: / cheekycrypto 🎵 Follow us 𝗼𝗻 𝐓𝐢𝐤𝐭𝐨𝐤: / cheekycryptoofficial ----------------------------------------------------------------- We may earn a commission if you sign up through the links below. Not financial advice. Cryptocurrency trading is high-risk; you could lose all your capital. 🔔 EU Viewers: Crypto Disclaimer 🔔Please read before clicking Exchange Links: https://cheekycrypto.medium.com/eu-viewers-crypto-disclaimer-35c4bd0bf00b 🔹 BLOFIN – https://gtly.net/PvmskvbeNz 🔹 BITGET – https://gtly.net/-Z_dvzFOFt 🔹 BYBIT – https://gtly.net/aIBXl9V4AL 🔹 MEXC – https://gtly.net/ms8tX-FVYF 📌 UK viewers: Promotional crypto offers are restricted in your region, so these links are disabled. ----------------------------------------------------------------- 📚 Learn Trading & Crypto: 👉 https://cheekyschool.com/ Educational resource only – no guarantees of financial outcome. 🔐 HARDWARE WALLETS 🔸 LEDGER HARDWARE WALLETS: https://shop.ledger.com/?r=b59ff5d21891 ----------------------------------------------------------------- ⚠️ 𝗕𝗘𝗪𝗔𝗥𝗘 𝗢𝗙 𝗦𝗖𝗔𝗠𝗠𝗘𝗥𝗦 𝗜𝗡 𝗢𝗨𝗥 𝗖𝗢𝗠𝗠𝗘𝗡𝗧𝗦 𝗔𝗡𝗗 𝗖𝗢𝗠𝗠𝗨𝗡𝗜𝗧𝗬 𝗖𝗛𝗔𝗡𝗡𝗘𝗟𝗦 ⚠️ 🛑 DISCLAIMER: This is a channel for entertainment purposes only. All opinions expressed by the hosts and guests should not be construed as financial advice.The views of guests and hosts do not necessarily reflect those of the channel. We do not promote any get-rich-quick schemes, trading strategies that guarantee returns, or risky financial behavior. All trading decisions are your own responsibility. Viewers are strongly encouraged to do their own research. Trading cryptocurrencies carries a significant risk of loss, and no outcome is guaranteed. This Channel does not offer financial services or securities and does not guarantee any results. Affiliate offers are intended only for non-UK residents. This content complies with YouTube's Harmful and Dangerous Content policies and is intended for mature audiences interested in learning about blockchain technology. Some links are affiliate offers. We may earn a commission if you sign up through them, at no additional cost to you. These platforms are not recommendations and are shared for informational purposes only. Offers vary and may not be available in all regions. Please consult your local laws and financial advisor before participating. ----------------------------------------------------------------- Timestamps 00:00 Sci-Fi Paychecks—Instant Settlements Teased 00:25 Crucial Crypto Disclaimer 00:57 $45 Fee Horror Story Sets Stage 02:05 Ripple Invites Banks to the Blockchain Party 02:27 Garlinghouse: "Rewiring the Banking System" 03:01 No Nostro Accounts—Value Moves Like Email 04:14 Swift's Medieval Rails vs Ripple 04:53 Faster Payments Council & Morgan Stanley Endorse 05:36 Salary in Seconds—Kitchen-Table Math 06:18 Ripple-Cardano Collaboration Plea 07:52 Remittances: 7% Fees Cut Below 1% 09:45 SEC Lawsuit Mosquitoes Can't Stop Build 10:46 Learn Before You FOMO—Affiliate Reminder 11:11 Lagos Taxi Driver & Real Impact 14:06 $30B ODL Volume vs Swift Daily Flow