She Said XRP Can’t Be Trusted - I Disagree

A respected banker’s claim that XRP was built on a lie sparked a full-on clash between Caitlin Long’s criticism and the XRP Army’s defense. From accusations of a secret ICO to doubts about decentralization, I went on a wild ride through community threads, fact-checks, and Ripple’s own history. What I found challenged the FUD and revealed a side of XRPL many overlook. In this investigation, I break down five key rebuttals that dismantle the core criticisms—from no ICO at launch to XRPL’s pioneering DEX. Along the way, we explore Ripple’s stablecoin strategy, institutional adoption, and why survival counts as much as innovation. If you value fact over hype, you’ll want to watch until the end—subscribe for more in-depth crypto breakdowns. #XRP #Ripple #CryptoNews 🔗 Free Educational 𝗗𝗶𝘀𝗰𝗼𝗿𝗱: 👉 https://discord.gg/cheekycrypto 🧠 This is a community for educational discussion only. 🚫 No financial advice is provided. 👨‍💼 Admins and moderators are not licensed financial professionals. 📚 Learn: 👉 https://cheekyschool.com/ Educational resource only – no guarantees of financial outcome. ----------------------------------------------------------------- 🎥 OUR YOUTUBE CHANNELS 🔹 Follow Cheeky Crypto 𝗼𝗻 YouTube: / @CheekyCrypto 🔹 Follow Cheeky Crypto Plus 𝗼𝗻 YouTube: / @CheekyCryptoPlus 🔹 Follow Cheeky Crypto News 𝗼𝗻 YouTube: / @CheekyCryptoNews 🔹 Follow Cheeky Crypto Education 𝗼𝗻 YouTube: / @CheekyCryptoEducation 🔹 Follow Cheeky Crypto Unfiltered 𝗼𝗻 YouTube: / @Cheeky_Crypto_Unfiltered ----------------------------------------------------------------- 📱 FOLLOW US ON SOCIAL MEDIA 🐦 Follow us 𝗼𝗻 𝗫: / cheekycrypto 📘 Follow us 𝗼𝗻 𝐅𝐚𝐜𝐞𝐛𝐨𝐨𝐤: / cheekycrypto ----------------------------------------------------------------- Check out our Affiliate Offers: We may earn a commission if you sign up through the link below. 👉 https://portal.cheekycrypto.io/cheeky-crypto-affiliate-links/ ----------------------------------------------------------------- ⚠️ 𝗕𝗘𝗪𝗔𝗥𝗘 𝗢𝗙 𝗦𝗖𝗔𝗠𝗠𝗘𝗥𝗦 𝗜𝗡 𝗢𝗨𝗥 𝗖𝗢𝗠𝗠𝗘𝗡𝗧𝗦 𝗔𝗡𝗗 𝗖𝗢𝗠𝗠𝗨𝗡𝗜𝗧𝗬 𝗖𝗛𝗔𝗡𝗡𝗘𝗟𝗦 ⚠️ 🛑 DISCLAIMER: This is a channel for entertainment purposes only. All opinions expressed by the hosts and guests should not be construed as financial advice.The views of guests and hosts do not necessarily reflect those of the channel. We do not promote any get-rich-quick schemes, trading strategies that guarantee returns, or risky financial behavior. All trading decisions are your own responsibility. Viewers are strongly encouraged to do their own research. Trading cryptocurrencies carries a significant risk of loss, and no outcome is guaranteed. This Channel does not offer financial services or securities and does not guarantee any results. Affiliate offers are intended only for non-UK residents. This content complies with YouTube's Harmful and Dangerous Content policies and is intended for mature audiences interested in learning about blockchain technology. Some links are affiliate offers. We may earn a commission if you sign up through them, at no additional cost to you. These platforms are not recommendations and are shared for informational purposes only. Offers vary and may not be available in all regions. Please consult your local laws and financial advisor before participating. ----------------------------------------------------------------- Timestamps 00:00 Imagine a banker calling XRP a lie 00:13 How the XRP drama began 00:22 Caitlin Long’s core accusations 00:49 Allegations XRP isn’t decentralized 01:06 The shock of seeing ICO claims 01:28 My search for answers begins 02:11 Entering the XRP Army’s battle zone 02:49 Ripple’s U.S. bank license ambitions 03:42 Ripple CTO responds publicly 04:20 Validator Vet’s five-point rebuttal 05:30 Debunking the XRP ICO myth 06:42 How XRP’s launch differed from Ethereum’s 09:33 Addressing decentralization misconceptions 10:46 The role of validators and UNL 13:20 Official disclaimer on financial advice 14:13 Comparing Ripple, Ethereum, and Bitcoin funding 17:27 Checking XRP’s market reaction 18:25 The RLUSD stablecoin controversy 22:37 Has Ripple really “not done much”? 25:58 XRPL’s early DEX and tokenization history 27:26 Ripple’s survival through challenges 28:28 My changed perspective after research 30:45 The positive outcome of this debate 31:37 Why I stay in the XRP community 33:02 Final thoughts