Could Elon Musk’s X Money Embrace XRP? XRPL CTO Weighs In
TL;DR:
- Denis Angell, Chief Technology Officer of the XRPL Foundation, proposed enabling a direct on- and off-ramp between X’s financial system and the XRP Ledger.
- The X Money platform currently operates as an exclusively fiat-linked wallet, offering free transfers and a Visa debit card with up to a 6% annual percentage yield.
- The XRPL ecosystem currently has pending technical votes on lending protocols and single-asset vault structures aimed at integrating traditional financial primitives.
Denis Angell, Chief Technology Officer of the XRPL Foundation, analyzed the potential for Elon Musk’s X Money to integrate the digital asset XRP into its payments infrastructure.
"We are writing TradFi primitives into the XRP Ledger"@angell_denis, CTO at the XRP Ledger Foundation, covers a lot of ground in this interview: the Lending Protocol, work at the XRPLF, X Money, agentic payments, infrastructure, and more. pic.twitter.com/mySR8DSHr0
- XRP Ledger Foundation (@XRPLF) September 11, 2026
In his proposal, the developer outlines a framework that extends well beyond merely accepting merchant payments. Angell considers it feasible to connect the X social platform’s digital wallet with native decentralized yield and asset management tools built directly into the XRP Ledger (XRPL).
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